Question:
Insurance won't cover plastics, any suggestions on how to finance with bad credit?

I am 20 months post op and my excess skin makes me feel very ugly...My insurance will not cover the skin removal and I feel so ugly! With clothes on I look ok, but with out, gross!! Due to bad credit I can't finance p/s. Any suggestions?    — hklang70 (posted on April 12, 2003)

April 12, 2003
First of all, I'd check around on pricing. Its not simply a matter of "you get what you pay for" as some AREAS are lower priced than others. Besides some areas of the US being cheaper than others, if you're OK with it you might check outside of the US. I chose a surgeon in Mexico and have recommended him to anyone who asks, and am especially glad to help others who needed surgery done and couldn't afford it at the rates in the US. If you can get the costs lower to start it helps. Also knowing what you're looking at needing done and whether or not the surgeon you chose can combine surgeries and thus cut your costs will help too. As for actually coming up with the money, depending on what you have done and how much the cost you may just be able to save for several months or so and have enough. Or, if you're desperate enough, you can put in on a credit card. I've done both of those.
   — Shelly S.

April 14, 2003
Be sure to check out the medical spending account Sunflower talked about careful. The one we have at my job will not allow you to use it for plastic surgery.
   — Cheryl S.