Question:
What is the out of pocket cost w/ BC/BS fed. for LAP bypass WLS

My insurance BC/BS Fed. says they cover open gastric bypass only. I believe if you have lap they will still cover but you have to pay more. I am hoping someone can enlighten me on this subject. I would really like to have lap but don't know if I can afford it.    — janice G. (posted on May 24, 2003)

May 24, 2003
i have bc/bs and my max out of pocket can only be no more then $1000 but as i have already payed out some this year i am only having to pay $700 of it so thats not bad considering the cost of the whole thing btw i am gonna have a open rny but the cost is similar....good luck hun hope this helped
   — jolie S.

May 24, 2003
I have BC/BS Federal Standard. I had an open RNY (my surgeon doesn't perform lap's at this particular hospital) and my out of pocket expenses totaled about $1,000 (the cost of surgery totaled over 30k). BTW - this insurance will not cover a DS as they consider it "experimental" and they also will not precertify WLS.
   — jengrz