Question:
Will Wal Mart's Short Term Disability cover me for WLS?

I work for Wal Mart. I do not have health insurance through Wal mart but did take their STD and LTD. THey have HUGE exclusions in their health insurances for WLS. I am wondering if they will pay me STD for something that they exclude otherwise?? Any ideas??? Thanks a lot. Thanks    — Lisa S. (posted on October 6, 2003)

October 6, 2003
Thanks for the quick reply.... However... was this Wal Mart that you worked for??? See, Wal Mart can .... for lack of a better pharse.. make their own rules.... I am asking specifically for Wal Mart associates.... Thanks..
   — Lisa S.

October 6, 2003
I have worked for walmart for 17 yrs. and if I am not mistaken you STD and LTD coverage have nothing to do with a surgery that is covered by them or not. It is for coverage on a medical reasons that you cannot perform your work duties and must be doctor advised (such as cannot return to work for say 6 weeks after having major surgery) or longer if medically advised. You have a 2 week waiting period before STD starts in effect, so if you have sick hours,personal hours,or vacation hours you will need to use them first in order to not have a 2 week time without a paycheck.Hope this info helps.
   — Beverly S.

October 6, 2003
Your std and ltd will cover you as long as your out with a medicall reason. It will take 2 weeks out before it will start. I am a ex walmart associate.
   — rabbit753

October 6, 2003
If it doesnt the Family Leave act and state disability should take care of it.
   — Annette I.

October 7, 2003
I am a current Walmart employee and I just had my WLS on Sept. 26th. I am on STD right now until Nov 6th, I'm going to try to go back on Nov 9th but we'll see how I feel. All I had to do was call the insurance company (Hartford Life) the day I was out and have my surgeon verify that I am physically unable to work, and they are covering it. It takes a while for the first check to go through, though. Please check with your HR rep, as I am not sure if the STD plans here in PA are different than yours. Hope that helps. Karen
   — Karen L.

October 7, 2003
Thanks a Lot! ! ! That is what I wanted to know. Good luck to all of us doing this. Thanks for the replies.
   — Lisa S.