Question:
Does anyone have ANY information on General American Insurance???

Im so confused, weight for life is dealing with my carrier and told me today that i neither had a ppo or hmo and talked about in-networking and out-networking, im so confused??? What am i up against? if anyone has dealt with this company or this In or Out networking, please help me! Thanks    — danielle H. (posted on February 22, 2000)

February 23, 2000
My insurance company is American General. I applied for the WLS on 12/16/99. My doctor applied for predetermination of surgery, I received a letter the other day stating: "While this plan does not provide for the predetermination of benefits, it does have a pre certification requirement for all proposed surgeries. Therefore, you should direct your inquiry to Excel Care." So, after waiting two months, this is all I have heard from them and I am still waitinng.
   — Sharon H.

February 23, 2000
My insurance company is General American. I applied for the WLS on 12/16/99. My doctor applied for predetermination of surgery, I received a letter the other day stating: "While this plan does not provide for the predetermination of benefits, it does have a pre certification requirement for all proposed surgeries. Therefore, you should direct your inquiry to Excel Care." So, after waiting two months, this is all I have heard from them and I am still waitinng.
   — Sharon H.

February 26, 2000
Approved by General American Insurance today. No problems.
   — Sharon H.

March 29, 2000
Not an answer, but a queston for Sharon H. I have General American Insurance too. I have been declined for the reason being that it says that there is an exclusion for obesity. But it does not say morbid obesity. Did your policy have an exclusion for obesity?
   — [Anonymous]