Question:
Supplemental Insurance question - please help!

Hi all! I am the benefits administrator for a small company. Our supplemental insurance representative was out today for a visit and I asked her if elective surgery was a covered sickness. She said that ALL elective surgeries are NOT a covered benefit under their plans. But, if you are morbidly obese or need plastic surgery after GB, then I would think that the surgery is nedically necessary and therefore NOT an elective surgery. Any insurance pro's please respond...Thanks in advance.    — Wendie G. (posted on January 27, 2005)

January 27, 2005
What type of supplemental insurance plans are you looking at?? Medical, short term disability, etc.?
   — Patty H.