Supplemental Insurance question - please help!

Hi all! I am the benefits administrator for a small company. Our supplemental insurance representative was out today for a visit and I asked her if elective surgery was a covered sickness. She said that ALL elective surgeries are NOT a covered benefit under their plans. But, if you are morbidly obese or need plastic surgery after GB, then I would think that the surgery is nedically necessary and therefore NOT an elective surgery. Any insurance pro's please respond...Thanks in advance.

We greatly appreciate your interest in helping us build our Q&A database. To discourage vandals from posting garbage, however, we require people to register before posting.

You must be logged in to post an answer. Click here to log in.