Question:
Why is my insurance looking at my BMI alone without looking at my comorbites?

I fluctuate beteen 35.1 to 37 which shows I'm severly obese. I have sleep apnea, hypertension, mitral valve prolapse and regurgitation along with other significant comorbites. Why are they giving me so much trouble?    — CINDY D. (posted on May 12, 2003)

May 12, 2003
Maybe your surgeon (if he is the one that wrote the letter to the insurance company) did not stress the co-morbidities enough...JR
   — John Rushton

May 12, 2003
It would depend on your insurance requirements. Do they require a BMI over 40 before they consider you a candidate for surgery? Some do. Others will say EITHER a BMI over 40 OR a BMI over 35 with severe co-morbidities. I would get your PCP and/or surgeon to write a letter describing your co-morbidities. Any other documentation that you can get from a cardiologist and/or sleep dr. would help also.
   — Carolyn M.

May 12, 2003

   — Kim W.