Question:
Has anyone who was selfpay been able to get catastrophic coverage?

I am going to have to self pay. Exclusion in my insurance coverage, but would like to take out a catastrophic insurance plan to cover any complications that may be over like $25,0000. I was wondering if anyone knew of such a plan that would cover a preexisting condition "morbid obesity"    — Cindy M. (posted on February 21, 2003)

February 21, 2003
You would really need to check with the insurance carrier that underwrites the plan. Most plan do have some type of pre-ex exclusion and pre-ex generally means any illness/condition that you've received medical advice, treatment, taken medication form - etc. Morbid obesity is definately considered an illness/condition. I would check closely with the carrier and ask questions. Also, rules and regulations that govern limitations on pre-exsisting conditions, don't always apply to catastrophic policies - so ask lots of questions!
   — Rosario T.