Question:
Does AFLAC insurance pay out for this procedure or is it pre-existing?

Through my employer, I had purchased different policies such as hospital confinement, disability, etc. back in spring. I had originally sought out this procedure 2 years ago. Has anyone's policy paid out on this say for at least the hospital stay?? I've been mo for a few years-not clear on their pre-existing policy. Any info greatly appreciated!    — Lee A. (posted on August 24, 2002)

August 24, 2002
Hi. I don't know about the hospital confinement but I had short term disability and they paid for my 6 weeks off. It was a great help b/c state disability was so meager. Good luck!
   — Tabatha M.

August 24, 2002
My understanding of the AFLAC Hospital Plan is that it would pay benefits for each day that you were confined. I beleive that there is also a pre-existing clause in the policy. I think that your best bet would be to contact AFLAC directly or perhaps your company has the Summary Plan Description available for you to review.
   — Rosario T.

August 24, 2002
Also, since you live in CA, you are entitled to state sponsored disability. I was out for 3 weeks and did collect benefits from the state during that time. Remember to get the paperwork from your employer!
   — Rosario T.