Dear Vickie, I, too, am scheduled for a June 23, surgery at 10:30 a.m. I am so sorry to hear about your insurance problems. I found a website, www.obesitylaw.com, it is very informative about what to do in case of insurance deniel. They will take your case, out of state, for a fee of $500. Has the insurance company given you their policy exclusion in writing? Have they told you where it is in your policy? If they can't produce, then they don't have a case. I'll be thinking of you on our life changing date. God Bless and good luck with your battle with the insurance company.