Question:
Past 2 years weight history question

Here is my weight history: 9/08 - BMI 39.75 w/ high cholesterol & high BP - put on meds 11/07 - BMI 40.16 11/06 - BMI 40.5 BUT I was 3 months post partum - does the insurance company look at that fact and possibly throw out this weight? 1/06 - BMI 42 BUT I was 7 weeks pregnant - how does insurance look at this? 5/05 - BMI 38.5, elevated cholesterol and BP but not high, no meds 4/04 - BMI 41 BUT I was 1 month post partum. It was at a pre op physical for a herniated disc. Previous BMI's were all under 40 So, my question is - what do you guys think the insurance company will do with this info as far as qualifying for the 2 years of morbid obesity?    — ajordan (posted on September 12, 2008)

September 12, 2008
They say that if your BMI is below 40. That you have to have some kind of co-morbidies, such as, sleep apnea, High blood pressure, and diabetes, chronic dibilitating pain, from obesity. My BMI was 39. when I had had surgery, but I was able to show where it had elevated up to 41 at times, and records of having high blood pressure, and having to be on meds for that. Have you had a sleep study test? Do you think you have sleep apnea? Have you ever received blood pressure medication? I'm not sure if high cholesterol would qualify as a co-morbidy. Maybe some other posters can address that. Also, after I went to a seminar, I called my insurance company to see if they covered WLS, and they were very helpful and told me exactly what I needed to know. If you haven't been to a seminar, you should find one in your area. They actually gave me exact information about precertification that I needed for my particular insurance company. Hope this helps you!
   — lesleigh07

September 13, 2008
Anything over 35 BMI should be acceptable. So it looks as if you have no worries meeting that criteria.
   — pattschiele