Question:
How does the average Joe afford it?
I carry just about ALL of my weight below the waist. I already KNOW that I will have hanging skin on my thighs. I see all these people having tummy tucks and breast lifts and body lifts...If insurance doesn't pay, how does one afford a $20,000 plastic surgery operation? Financing? 2nd Mortgage on the house? Bank Robbery? =P — Brenda S. (posted on June 28, 2001)
June 28, 2001
There are lending companies that specialize in financing surgery. 2nd
mortgages, signature loans, borrowing from 401-K, life insurance, cafeteria
plans, etc. It is expensive, but costs differ by surgeon and geographic
area. So fight as much as you can to have it approved as reconstructive
surgery. That's where I am now. There are criteria posted on today's
message board on abdominoplasty as being medically necessary. So far, I
have my abdominoplasty covered. I have had to utilize an attorney, so
until it becomes a case of legal vs. surgical fees, I will press on for
arms and thighs. Best of luck to you.
— [Deactivated Member]
June 28, 2001
I actually will not have to have plastic surgery- if I do it will be after
having trying to have a few kids, then I'll be able to see what (if at all)
I really need done. Both my husband and myself have discussed the fact
that we are tired of my surgeries (had a breast reduction in 93) Any way,
if you did pay out of pocket, I would think plastic surgery would be
discounted, the same as WLS is for some....
Do you not have any insurance? In some cases documentation of the need for
surgery is as easy as WLS. You just need proof of need. If your skin
folds cause problems (yeast infections etc.) as long as you document, and
prove need, the insurance company should pay.
— Karen R.
June 29, 2001
I agree, most insurance companies will pay for the tummy tuck. It causes
rashes and back pain. A lot of them will pay for the breasts to for the
same reason. If the insurance co will not pay for the breasts, I will
borrow from my 401K to pay for it myself. After that, no one better
mention the word surgery to me for a long time!
— [Deactivated Member]
May 28, 2003
I have been a "freak" since childhood for the shape of my body
naked. Have been unable to wear shorts or a bathing suit. Currently 8
months post & looking "pretty fine" clothed, but my skin is a
disater! Need more info. on getting insurance coverage for total body
lift...arms, thighs, butt, belly. I just had hernia surgery so this may aid
in getting belly "fixed." I am also supossed to lose job in the
next yr. so I need to "fight" before I lose insurance as my
husband is unemployed. I have to hurry! Help!
— Ann M.
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