Hey Hey Heidi, dont worry about the insurance, Medi/Medi does pay for the surgery. And it seems you have the comorbidities. Is your PCP on board? Sometimes the PCP can be a pain. Keep up with the website and really look around. there is alot of info here and support. I havent had surgery yet but Im real close. Ive read 4 books including Carnie Wilsons (if you dont mind the language, it's a hoot and very informative) Do your reasearch and you'll be well informed and wash your fears away.