Question:
please help me cigna is telling me i have to have heart disease or diabetes or hypert

i am getting ready to appeal what should i do?    — anne T. (posted on November 19, 2002)

November 20, 2002
Hi there, Please take a look at my profile regarding Cigna. I have Cigna PPO and I know that each division is different. My Co-morbidities are sleep apnea and asthma. I don't have any of the ones that you talked about. The biggest thing... get them a letter of medical necessity. Have you been checked for sleep apnea? Will your general doc write a letter stating that WLS is recommended? I will help you deal with Cigna, they are a pain. Just let me know!
   — daytymer

November 20, 2002
I concur with Laurey when saying each divisions are different. I am in Orlando, FL. Check out my profile regarding Cigna. My BMI is 40 with no Co-morbidities. I think the only thing I had going was supervised weight loss attempts since 1997. I also added in my letter that "I never said I couldn't loose the weight, maintaing the weight has always been the problem." I think that statement is important to make to insurance companies letting them know that you can loose the weight but maintaing has been your problem over the years. I find also, that allot of people wanting the surgery try to find things wrong with them to plead their case to the insurance company with more documentation than necessary. More documentation is not always better..... Email me if you want copies of letters I submitted to Cigna. Hang in there.
   — Carlice B.