Question:
I have Cigna HMO. They are notorious for being hard to work with.

Do you think there is any chance they will approve the reconstructive surgery I so desperately need after losing 177 lbs.???    — Terissa R. (posted on April 21, 2002)

April 21, 2002
I use to have Cigna HMO. I tried to have my veins in my legs fixed after a specialist said I was in extreme need of getting it done for circulation reasons. That was a year ago. Now I have new insurance & I am going through the whole process all over again starting Monday. I wouldn't go with Cigna if I had to. All the doctors in my area dropped them & I was stuck paying for insurance I couldn't use for several months. I wish you all the luck. I hope it turns out better for you!
   — Paula G.

April 21, 2002
I don't know where you are located or what stipulation your plan has, but I can tell you that Cigna has been nothing but good to me. They have been expediant and helpful throughout my entire process. I believe that my plan states that cosmetic surgery is covered only through medical necessity from a birth defect or deformity due to previous surgery. I was told that my plastic surgery should not be a problem either. Good Luck and don't give up... just remember to be thorough when dealing with them =)
   — Beffy W.