Question:
I WAS TOLD IN A SUPPORT GROUP THAT A INS. COMPANY CAN NOT DENIE YOU WLS COVRAGE IF IT

   — debra H. (posted on March 11, 2004)

March 10, 2004
If it what, please finish your question. Thank you, Christine
   — ChristineB

March 10, 2004
Some states do have a law that requires insurance companies to cover WLS if medically necessary. Now, the sticky part is, that your employer is under no obligation to buy that part of the policy. So while it has to be offered by the ins. companies, the customer (your employer) is under NO obligation to buy.
   — Ali M

March 10, 2004
In addition, in states like Maryland if an employer is "self insured" or does not have more than a certain number of employees, they do not have to cover it either.
   — M B.

March 10, 2004
I think maybe you were wanting to say "medically necessary" - is that right? Sadly, not true. I was dying, had letters of medical necessity from five physicians, and was denied by TWO different insurance companies. So I self-paid. There ARE options if insurance doesn't come through for you. Let me know if I can help at all, okay? Blessings, dina
   — Dina McBride

March 11, 2004
I'd ask a lawyer for legal advice. Try Gary Viscio, he has WLS experience. Gary J. Viscio, Esq. Resnikoff & Viscio, PC 145 Willis Avenue Mineola, New York 11501 (516) 742-5300 Fax (516) 742-8130 [email protected]
   — doodlebug

March 11, 2004
I tried to post to you but they won't post. Your profile is not accessible either to allow e-mail. You may need to call a lawyer with WLS experience. Feel free to e-mail me, I have had to hire two lawyers.
   — doodlebug