Question:
Just got my appt for consultation for lap bypass
I really need some advice on where to go from here. My appt is 1/15/02. Do I need to get all my pre-approval info prior to the visit, what exactly do I need? I was given at # for someone for the psy from office. I've never seen a pulmonology doctor before..do I need to see one? I am confused about the dietary hx. Most of the diets were unsupervised..I know that will count off alot. I'm confused about my medically necessity letter. I will be switching from Avmed(who wiil not cover)..to Cigna who I hope will. please offer me any help you can, I know If the surgery is delayed it will probably be my fault, since I'm confused about all this paperwork. — teresa A. (posted on October 18, 2002)
October 18, 2002
I'm having WLS on 11/11. Before I went for consultation, I called my
insurance company to find out if WLS was covered. My insurance company did
cover it as long as it was medically necessary - over 100lbs from your
appropriate weight. Some insurance companies also want you to have some
co-morbities. I have asthma and some arch problems but that's it. I then
created a chart with all the thousands of diets I tried - supervised or
not.
When I went for consultation, the office staff had me complete about 10
pages of information. My diet chart came in handy! From there they did the
rest of the work. I was lucky that my insurance does not require you to get
a phych workup or pulmonologist visit.
My consultation was August 2nd and I had a nice discussion with my surgeon.
It was helpful that my Mother came with me. During the visit he actually
gave me a surgery date! The office staff faxed over my pre-determination to
the insurance company mid-September and I approved 2 weeks ago! No pressure
needed.
I think every insurance company works it differently just make sure you
take notes and get all the info you can. It will all work out in the end!
— Colleen S.
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