Question:
Will Insurance PAY for a TUMMY TUCK?

i AM POST OP A LITTLE OVER A YEAR AND IM DOWN TO 160 @ 5'9 AND i REALLY NEED A TUMMY TUCK, WELL, NOT REAL BAD, BUT I WOULD LIKE TO HAVE ONE....ANYWAYS I WAS TALKING TO A FRIEND THAT JUST HAD SURGERY A FEW MONTHS AGO AND SHE KNOWS A GIRL THAT HAD THE SURGERY OVER A YEAR AGO AND WEIGHED ALOT MORE THAN I SHE HAD QUITE A BIT MORE HANGING SKIN AND HER INSURANCE PAID FOR HER TUMMY TUCK BUT SHE HAD TO PAY FOR THE SKIN REMOVAL ON HER LEGS AND ARMS....ANYWAYS, I WAS WONDERING IF THIS COULD BE TRUE.....WILL INSURANCE PAY FOR YOUR TUMMY TUCK AND IF SO,, HOW DO I GO ABOUT GETTING STARTED???? THANKS, KAREN    — Karen W. (posted on January 22, 2004)

January 22, 2004
alot of insurers will pay if you have medical problems because of the loose skin. rashes, boils, back pain, skin tears ect... one of the most important things to do is to get your pcp to document these things. if you have a history of these then they well see it is medically nessasary for reconstrutive surgey. never use the word "plastic" when you talk to your doctors or insurance, say "reconstructive".
   — franbvan

January 22, 2004
Unless you can prove medical necessity for a tummy tuck, most insurances won't. However, if you can document rashes, infections, back problems, etc., you can make a case for it.
   — Cathy S.

January 22, 2004
I was successful in having my insurance company pay for my surgery. Check out my website for my letters www.geocities.com/stephileeaz Good luck!
   — Stephanie B.

January 22, 2004
By the way Karen I had Cigna too. So my info is what got me my win on appeal with Cigna :-)
   — Stephanie B.

January 23, 2004
My mother's Tummy Tuck was covered by insurance and she is having her legs and arms done but that is out of pocket. The folds of skin were creating yeast infections in the folds and that's how it passed through insurance. Of course your doctor will have to provide medical documentation and proof for this procedure.
   — Kelly T.

October 31, 2005
My insurance, Cigna, has paid for every surgery I have had. I have not only had the RYN but mastopexy, addominoplasty, thigh lift as well as a monsplasty. Document every little rash, skin tear, etc. Make sure your PCP notes them in your medical records. Take photos and keep copies. Note every medication you apply to any skin issues. If you are persistant, the fight with the insurance company is worth the end result. I am still fighting for the flank plasty and believe I will get the approval.
   — June B.