Question:
i was trun down for insurance.. but i was offer another one but i have to payout a

$1ooo dollars. will im sure that everyone must know that insurance is from jan-jan. since were so far in a year maybe i should save up..and sing up late dec..or early jan. pls help me thank you    — sherry F. (posted on August 5, 2001)

August 6, 2001
My insurance "year" is from July 30 to July 30...so I guess that varies. I'm not sure what benefit you get by waiting until January. Are you considering changing insurance again? I don't really understand your situation or your question. If you are asking if we think that a $1000 co-pay is reasonable for wls, I guess that depends on your situation. I had no copay on mine, but I think I would have gladly paid $100 if they asked me to, even if I had to get a bank loan for it. The total surgery was in excess of $47000, so $1000 copay is reasonable. I would not have been able to wait another six months for the surgery. The waiting was the worst part of the entire ordeal and if I had to wait an additional 6 months I would have gone stark raving bonkers.
   — Anne G.