Question:
I have Aetna Open Choice PPO

Are there any up front costs before having the surgery?I know they should approve me, but what about any costs before? I really want to have this surgrey done and I hope I don't have to pay but if I do I do.    — Susan K. (posted on October 25, 2002)

October 25, 2002
I had surgery in April. Aetna paid 80% so I am paying $4300.00 total after the insurance paid their portion. My out-of-pocket maximum was $4000 plus the hospital co-pay, this differs depending on your employer. Check your benefit handbook--it will outline everything for you. As far as up front costs--none for me. I know some surgeons change a fee outside of insurance, check with your surgeon.
   — jenn2002

October 26, 2002
Aetna paid for my entire surgery (rny) and my revision to transected pouch. The complete bill was $50,000 and I only paid my deductible which was about $200. Aetna is great! I had the same thing you do...ppo etc.
   — Mylou52