Question:
The company I work for has BC/BS of Illinios.
Just found out that there is an enclusion in their policy that states that this surgery is not covered, even if is causing other medical problems does any one esle have this problem? Can anything be done aout it? — [Anonymous] (posted on August 15, 2001)
August 15, 2001
<p><font color=purple>I have Blue Cross Blue Shield of Oregon
and have a clear exclusion as well. Check out my profile and you'll see
what my exclusion is and what I'm doing.<p>No info on whether or not
I can get this paid but I'm appealing and getting legal help. Let me know
if there is anything I can help you with. Email me at</font><font
color=blue>[email protected]</font><p>
— Dawn R.
August 15, 2001
I have Trigon BC/BS in VA... and they actually have an inclusiong to their
exclusion. It reads exactly as followed, "Your coverage does not
include benefits for care of OBESITY or services related to weight loss or
dietary control, even if there is a related medical problem, except for
morbid obesity as outlined...in this book..." so you go to the page
of inclusions and about morbid obesity and it says, "Your health plan
covers treatment of morbid obesity through gastric bypass, or other methods
recognized by the National Institues of Health (NIH). Coverage is
restricted to surgical procedures and does not include weight control
dietary supplements. According to the NIH guidelines, gastric bypass
surgery is effective for the long-term reversal of morbid obesity for a
patient who:
- weighs at least 100 poinds over or twice the ideal body weight;
- has a body mass index equal to or greater than 35kgms per meter squared,
with comorbidity or coexisting medical conditions such as hypertension,
cardiopulmonary conditions, sleep apnea, or diabetes; or
- has a body mass index of 40kgms per meter squared, without such
comorbidity."
So, stating that... there is hope. Maybe you should give them a call to
see if perhaps they have the same inclusion to their exclusion! Good
Luck!!!
— [Anonymous]
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