Question:
What does this statement mean?

My exclusions for Cigna PPO states "Any loss, expense, or charge which results from weight control or any treatment of obesity not caused by an organic condition." Does anyone know what they mean by "organic condition"? Does this mean that they may possibibly cover the surgery?    — R B. (posted on July 25, 2001)

July 25, 2001
Two issues here. They have excluded treatment for obesity. Most of us are "morbidly obese" which is a different disease than obesity, so you may be able to beat the exclusion on that ground. An organic condition is another ailment or physical issue which has caused the obesity, say, for example, you have a tumor which has caused weight gain. I am not sure how they would deal with a physician who said the weight gain was due to an abnormally low metabolism, but I'm guessing they would say that's not organic. -Kate-
   — kateseidel