Question:
Anyone know of private ins that will pay for wls?

i have ill med card but i heard it is very hard to get them to pay i need to know of ins that i can get private ins that will cover me please help me    — linda C. (posted on April 4, 2001)

April 4, 2001
I would love to know that too.. my fear is though if I find it I will not be able to pay the premiums. If you find anything out please let me know too ok? Best of luck.
   — Dawn R.

April 4, 2001
I have my own medical insurance through my employer, but there is a written exclusion in the policy. So, while I am waiting on the appeal, I have been shopping for my own insurance. The problem isn't finding an insurance company who covers the surgery, it is finding a company that is willing to underwrite you (cover you) in our present sate of health (being overweight). I may have found one called Trustmark. I am in the process of trying to purchase a policy. You can call this 800# and she can give you a name of an agent in your area who sells Trustmark. 800-947-8888. I hope this is of some help to you. Also, according to the American's with Disabilities Act, it is illegal for an insurance company to deny you a policy based solely on your obesity! Good Luck!
   — Wendy H.

April 4, 2001
You can also try Pacificare. They have an HMO plan that you get get as an individual. You deductible would be $1500, max out of pocket $3000. That part is rather confusing. It cost $161/month for the insurance, but is about $27 less than I pay with Pacificare CAL COBRA... there is also a web site: ehealthinsurance.com where you can enter your age and shop the cost of millions of companies. Most companies will pay for WLS if it is medically necessary. GOOD LUCK.
   — Cheryl C.