Question:
BCBS of Texas has denied me several times. They say it's a policy exclusion.

How Can I get this surgery done? I AM DESPERATE!!!    — Cindy T. (posted on March 6, 2002)

March 6, 2002
I am going to repeat the standard answer to this question once again: First ask your ins co what type of exclusion this is. If it's an employer exclusion, these can be extremely difficult to fight/win because nobody has paid extra for this coverage. If it is an HMO/Insurance exclusion, sometimes you can win them if you can prove you need WLS to in essence save your life. Go to Walter Lindstrum's site at www.obesitylaw.com for more info. Good luck, I know it's frustrating to deal with the ins cos, but don't give up hope...
   — rebeccamayhew

March 6, 2002
Keep on trying till all avenues are exhausted.Sometimes the dept of vocational disability will pay if you are handicapped.I guess if you fail to have insurance cover you(I had to go through the appeal process 3 times!!)then you will have to take out a loan and get it done on your own. Good Luck
   — Robert L.