Question:
Finding coverage post-surgery for self-employed

Our current carrier is no longer providing health insurance. We are trying to locate coverage for our family. I have had NO complications from the surgery and my family has no chronic conditions. Any suggestions?    — Teri L. (posted on April 26, 2000)

March 26, 2005
I am having a terrible time with getting insurance. Anthem covered my surgery 3 years ago, I have had no complications and never see a doctor. I am recently divorced and have to pick up and individual policy...I applied to Anthem and they wanted $750 a month to cover me just because I had gastric bypass. I am afraid I will have to go without insurnce, as I can't afford that kind of premium.
   — Sandi B.

August 10, 2005
1 - Don't go back to the same insurance company. There are many out there to try. 2 - As long as you keep the coverage continuous, from the old company to the new, there should be no "pre-existing" exclusions. You may need to check the laws in your state about this. 3 - Unless the new company asks for that specific info, don't give it to them. Good Luck! I will be in the same boat soon.
   — KPConley