Question:
Would Mo be considerd pre-exsisting

My insurance (BeechStreet PPO) has a pre-exsisting clause. Does anyone know if Morbid Obesity would be considerd pre-exsisting or not????    — Angel S. (posted on January 26, 2003)

January 26, 2003
Does your policy spell it out in black and white what they consider pre-existing? If they don't, you have a good chance of fighting them on anything. At least that is what I think.
   — Angie L.

January 26, 2003
Did you have another policy before you got your current one? If so, did you have it within 60 days of getting the current one? Pre-existing conditions clauses cannot be used against you if those two things are true. It's a federal law. If this is a new policy and you were not covered during the 60 days prior to getting it, they can only define pre-existing as something you had treatment for during whatever time period they stipulate for pre-existing conditions. So, if you did not see a doctor who 'treated' you for being MO, it is not considered a pre-existing condition.
   — garw