Question:
Anyone been approved while on COBRA or had trouble getting approved?

   — Laura M. (posted on September 20, 2002)

September 20, 2002
I was approved for surgery while on COBRA and they covered all the tests, surgery, etc. I believe that if you are under COBRA coverage, that the insurance company is required to treat you exactlly as they would any regular insured person. Good luck! Make sure to keep your payments perfectly because they could try to dump you if you're so much as a day late. Everything went really well for me, I hope it goes as smoothly for you.
   — cjabates

September 20, 2002
I ditto Amanda's reply exactly. COBRA coverage, no problems at all. They say it takes about 10 days to process your premium but I don't take any chances and send it in at least 3 weeks early.
   — Janet S.

September 20, 2002
COBRA insurance is the same insurance you had...the only difference is in how you pay your premium. Coverage should remain the same. Your not changing policies, only the premium payment method.
   — Brenda H.

September 20, 2002
Pretty much ditto to the other comments. I have just been approved for the surgery while on COBRA. I'm not certain the insurance even knows you're on COBRA. Your insurance payments go to a different source, but the benefits people are not involved in that part of the process. Good luck!
   — Arlene S.