Question:
SOMEONE PLEASE ANSWER

IF MY INSURANCE COMPANY APPROVES PRE BLOOD WORK, AND XRAYS, THAT PROBABLY MEANS THEY WILL APPROVE THE WLS, OR WHY APPROVE ANYTHING AT ALL????    — Christi S. (posted on May 4, 2002)


May 4, 2002
It's based on what diagnosis the doctor puts on the bloodwork and x-rays. If he puts for example chest pains as the diagnosis, the insurance would cover that with no questions asked.
   — Patty H.

May 4, 2002
Christie- I agree with the other poster. Just because the insurance company is covering tests, does not mean it will authorize your WLS. I would suggest several things. RESEARCH, RESEARCH, RESEARCH. Go through the extensive library through AMOS reading about pre-authorizations. Second, go to the postings on this website of the insurance section in your state and see if there is anyone else who has your type of insurance. Third you can contact your employer or insurance company and ask them for a copy of their policy on WLS. There is a very good reference from Walter on obesitylaw.com. When I called Blue Cross I cited the actual Safety and Health code, and they faxed me a copy right away. If you still need help, feel free to email me.
   — Joanie J.




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