Question:
I live in VA, but my insurance Co. is based out of Ohio...

Do the VA state laws apply, even though they are not based out of VA?    — Sarah P. (posted on April 9, 2002)

April 9, 2002
I would look up the actual law. I know the Md law states taht any insurance company providing services in the state of MD must approve the surgery if its deemed medically necessary
   — Diane Rhoads

April 9, 2002
Hi, I had BCBS of CA but live in Mississippi. BCBS of MS does NOT approve this surgery but....BCBS of CA does and I was approved immediately. What does this have to do with you?LOL Maybe nothing but I just thought I would tell you that others have been in this position. My insurance went with where the insurance was issued. Good luck
   — Barbara H.

April 9, 2002
This sounds like one of those questions where the answers may differ from state to state. Call your state's insurance division, or commission, or department (that also differs from one state to th next) and find out.
   — garw

April 9, 2002
It dosen't matter where the insurance company is located, only where you are. The laws of Virgina regarding weight loss surgery protect you. Therefore, your insurance co. has to allow your surgery even though they are based in another state if you meet medical necessity requirements as set forth by Va. law.
   — Debbie R.

April 9, 2002
Insurance companies must follow all the laws pertaining to the state that you live in.
   — Patty H.