Question:
Does anyone have any information on Mailhandler Insurance?

My sister is interested in WLS but has had two heart-attacks and doesn't know if her insurance will cover WLS.    — Patricia B. (posted on January 10, 2001)

January 11, 2001
I have Mailhandlers Insurance and they approved me within 3 days with virtually no co-moribidities (pain in ankles, knees, back problems only). They payed 100% except for about $270.00 of the anaesthesiologist. Any questions, please e-mail me privately at [email protected]
   — nealp

January 11, 2001
I have Mailhandlers Insurance and they approved me within 3 days with virtually no co-moribidities (pain in ankles, knees, back problems only). They payed 100% except for about $270.00 of the anaesthesiologist. Any questions, please e-mail me privately at [email protected]
   — nealp

January 12, 2002
I have Mail Handler's insurance and the surgery coordinator at my doctors office said approval is a done deal if I meet the national standards for surgery. BMI of 40 with no co-morbids or BMI 35 with co-morbidities. He barely glanced at my insurer's name and said I'm as good as approved, which is a good thing cause I have diabetes and am having all sorts of trouble with it.
   — Carmen K.

May 1, 2002
I have an update. Mailhandlers approved me. My doctor's office is a bit confused about how to handle this insurance. The lady over insurance at docs office said they wanted $980 (10% of his fee) in advance and I had to pay the hospital in advance with my maximum 'out of pocket' limit. In all it was going to be $2,500 before surgery!!! Mail handlers said no such thing. The contract with the doctor states he cannot bill me before the surgery. First the surgery, then he bills insurance company and only then he can bill me. Also, if you have the high option you pay zero for the hospital. So I shouldn't pay more than $980 AFTER the surgery with the exception of the anesthesia (10% in network). You really have to check things out. People will either be disorganized or try to get away with whatever they can. Yeah! You don't have to tell me, I already know I'm cheap. LOL Best wishes to all here on your journey to good health. :)
   — Carmen K.