Question:
Has anyone had to change insurance company's post-op?

I was just wondering, has anyone had to change insurance company's post op? The reason I ask is that, I have Medicaid and my husband's insurance from work is going to kick in the first of June. Now, did the insurance company you changed to consider the surgery a "pre-exisisting" condition? And if you had to have any "reconstructive" surgery, did the second ins. co. pay for it, as it was part of the surgery the first ins. co. paid for? Thank you in advance for any and all help...    — Marni (posted on May 27, 2000)

May 27, 2000
Tricky one! not sure but there are ways to word things to get just about anything done if the doctors are on your side. A adominal apron can place a strain on the back, cause yeast infections, depression ect ect ect ect; therre has to be a way for it to be covered ny ins-just don't call if cosmetic surgery! JUST MY 2 CENTS!
   — TJ J.

May 27, 2000
Yes, I changed insurance companies immediately after surgery. I had surgery on 12/14/98 and my company went to a new insurance company on 1/1/99. In fact, knowing I was changing insurance companies I submitted for surgery approval anyway - I figured if i got denied by my existing insurance company, I would have another shot with my new company. I was approved by my existing insurance had the surgery on 12/14/98 - my doctor billed for all the surgical costs, plus the first six months follow up visits to my existing insurance. When my new insurance came into effect on 1/1/99, I had to fill out paperwork indicating I had just had a surgery, etc. I've never had a problem with getting coverage for any follow up care with my new insurance company. And i did experience some problems in September of 99 but it was never determined if they were related to my wls. I haven't looked into any type of reconstructive surgery so I can't comment on that.
   — Jennifer L.