Question:
Appeal Overturned-Job Lost

after two appeals and almost 5 months of waiting, i'm 16 days from surgery date and my husband comes home saying he was fired today. anyone experience anything like this. i can't find out about insurance info until in the morning, but i can't even sleep because i'm angry, i'm frustrated, i'm sad, i'm mad, i'm ready to scream, hit him or kick him out da door becz it was an avoidable termination. hopefully i have an automatic 30 days of coverage after termination, which would cover me for the surgery; but follow-up is another issue. i sure need your prayers and encouragement; not only for my surgery if you know what i mean.    — diana D. (posted on June 8, 2005)

June 8, 2005
hey, I don't really have a prayer, but i have heard of the mandatory coverage for 30 days....I am praying for you and good luck, it will all have way...I promise!
   — trstears

June 8, 2005
I did mean to say prayer, I meant answer...oops...I am praying! sorry
   — trstears

June 8, 2005

   — sweetmana

June 8, 2005
HI! Same thing happened to me, My husbands coverage was covered till the end of the month, (which was November),. I was able to COBRA for 3 months afterwards, and everything was ok, at least you got your approval, UHC decided to loose my paperwork, and I wound up running out of time, then my folks were gracious enough to pay for the first month of COBRA. This is somehting you may want to look into, and trust me...keep all conf. of EVERYPAYMENT! that's another headache in itself! GOOD LUCK!
   — Melanie W.

June 9, 2005
I am an attorney but this is not my area of expertise. There is something called COBRA. COBRA provides for a continuation of health insurance coverage for certain employees and persons. I would suggest that you look at http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.html. Good luck and wishes to you.
   — gmbbmg

June 9, 2005
Hello, same thing happened to my husband and I, 1 month before my surgery the plant where my husband works closed, oh my god I was freaking, but all worked out I got my surgery and figured well I will just pay cash for follow up since I wont have medical. Come to find out my surgery cost with my surgeon include 1 year follow up!!! Isnt that awesome. i suggest checking to see if it is the same way for your physician. Hope this helped!! All will work out honey, it did for me, I am 3 1/2 months out and down 53 lbs!!! Do it regardless of the follow up, you'll make it!! Christi
   — kaligirl1993

June 9, 2005
DITTO! C-O-B-R-A! C-O-B-R-A! C-O-B-R-A! Good Luck!
   — mmulnix

June 9, 2005
You should be covered for and additional 30 days at least then you have COBRA options, but WLS Surgeons normally provide all follow-up's for free, mine does and he is one of the pioneers of this surgery. Most insurnace compnies require this from thier DOC's. Good luck.
   — CrawfordS