Question:
anyone have humana HMO policy and able to have the surgery anyway?

it states in my policy for humana (hmo),that it will not cover any treatment to reduce obesity including but not limited to,surgical procedures.but,in the policy book that was sent states only if medically neccessary.    — danaejo (posted on April 16, 2005)

April 16, 2005

   — MisDotCom

April 17, 2005
It sounds like if your primary doctor sent a letter stating the absolute medical necessity for obesity surgery, Humana may just approve it. Go to your doc, give it a shot. Karen
   — KRWaters

April 25, 2005
I have Humana HMO and had to fight to get mine and two other people's approved. I ended up contacting the State of Missouri Dept of Insurance Commission to help me get it through. They were great. Now, two years post op and I have left that job and still on COBRA with them. They will not self insure and I am having trouble getting post op coverage. Good-luck and I hope you can get yours authorized. I would do it all over again in a heartbeat.
   — G P.