Question:
What happens if I change insurance

Right now we are in a policy I believe will OK this surgery. What happens if I have it then change insurance. Are any problems, like hernia, prexisting? I am wondering if I should have the surgery now or wait and take my chances with the other insurance. Any ideas.    — Rebecca K. (posted on April 7, 2002)

April 7, 2002
I believe that as long as coverage does not lapse for more than 30 days, the pre-existing condition clause does not apply. Any insurance experts out there, is this correct?
   — Leslie F.