Question:
I'm confused about how can give you have a surgery date before
After reading over some of the profiles I notice alot of people surgeons gave them surgery dates before their insurance was approved. HOw can you get a date before approval? — shae7755 (posted on August 20, 2003)
August 20, 2003
My surgeon did the same thing. They plan as if they will get it approved.
They can always cancel if they don't or reschedule. I was orginally
scheduled for July but didn't have the surgery until August, because of a
problem with the insurance.
— Lora T.
August 20, 2003
I was given a "tenitive" surgery date when my paperwork was
submitted to UHC. After I was approved, the date was actually changed. I
think some health providers want a surgery date that is why the surgeon
includes it on the paperwork.
— S A.
August 20, 2003
I work on the insurance end. We have a tentative date so we can enter the
authorization in our system. We can "pend" a date, but having
any date allows us to generate an authorization number for the surgeon's
office. We can easily go back and change the date if need be.
— koogy
August 20, 2003
My surgeon refuses to do this. My opinion is that surgeons who do this and
then proceed with all the pre-op testing are putting their patients are
great financial risk. If insurance deny's the request then you are stuck
with all the bills associated with the pre-surgery testing. My insurance
only required and request from the surgeon and a psych eval, so those would
have had to be paid even if I was denied. An additional $7300 of charges
occured after approval. I had to have a sleep study and cardiolit stress
test. Those two alone were $5300. The rest was for blood work, pulmonary
function, upper GI, EKG, nutrition consult etc. I did not need an
abdominal ultrasound as my gallbladder was already gone or it would have
been more.
<p>I would only allow a surgeon to run the tests that the insurance
requires for review. Everything else is a gamble.
— zoedogcbr
August 20, 2003
I was given a surgery date at my consult visit, before I had insurance
approval. That's simply how this doctor's office works. They then
submitted the request for approval from the insurance company. Once that
came in, I scheduled my pre-op appointments. That way I didn't incur any
costs until I knew the procedure was approved. The doctor's office assists
in the insurance approval process, but I believe it is ultimately the
patinet's responsibility to figure out how the procedure will be paid for
(insurance, copays, etc.).
— Vespa R.
August 20, 2003
I believe most center would not give you a date unless they have all the
final approved paperwork. BTC wouldn't give me a date until I had all the
paperwork. I got my paperwork before they did and I called my new BTC
insurance friend who'd I'd bugged for weeks and once she got all the
paperwork, she called me to make an appointment.
— dolphins94
August 20, 2003
My surgeon gave me a date during my first visit to see him. His procedure
was to give a date, and then request insurance approval. My surgery was
scheduled 4 months ahead of time. He only applied for insurance approval
one month before the surgery! If the approval had been denied, he would
have cancelled the surgery date. With the long waiting lists that exist for
most surgeons now, you want to get on their schedule ASAP. I waited over 6
months for my surgeon. My insurance approved in 2 days.
— Kathy J.
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