Question:
Anyone have an assistant surgeon that was not a preferred doc with insurance?
My WLS doctor is a "preferred" provider w/Aetna, but the assisting surgeon is not. Will Aetna pay for him? In the past, I have had to pay a small precentage for "out of network" providers. If I am approved 100% for everything (surgery, testing, hospital stay), will I still have to pay our of pocket for the assisting surgeon? THANKS!! — toolio (posted on February 11, 2003)
February 11, 2003
The previous poster is correct - check your plan! My PPO plan was
different - because there was no gastric bypass specialist within a 25 mile
radius of my home, the surgeon, hospital and anesthesiologist were paid at
the PPO level and luckily they accepted it as payment in full (since they
weren't contracted, they were under no obligation to do so). My plan paid
for the assistant surgeon at the non-contracted rate, and actually they
reduced what they paid him by alot because he actually charged more than
the surgeon - luckily we worked it out!
Worse case, AETNA will pay for the assistant surgeon at the non-PPO level
and your out of pocket will be higher.
— Rosario T.
February 11, 2003
Hi, I had the same thing. The assistant surgeon, anasthesiologist and the
hospitalists were all out of network. My brother called when he saw the
EOBs from BC/BS and said that since I didn't have any choice in those docs,
I shouldn't have to pay out of network rates. They agreed and those docs
were paid at in-network rates. I spent a LOT of days in the hospital after
my surgery, so the hospitalists' charges were pretty high. One of that
group saw me every day that I was hospitalized. It is most certainly worth
a call to your insurance company's customer service dept to find out.
— garw
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