Question:
are there any laws aabout insurance companies having to treat this as a disase

where would i found this. and how    — kimberly B. (posted on November 28, 2002)


November 28, 2002
Unfortunately, to my knowledge, there are no laws on the books saying that obesity or morbid obesity are classed as diseases which must be addressed by insurance companies. However, the NIH DOES recognize obesity and morbid obesity as diseases, diseases they say that are at epidemic proportions (64% of Americans are overweight or larger). There are people working to get laws passed classifying morbid obesity, with the standard definition of 35 BMI with one or more co-morbidities or 40 BMI or greater with or without co-morbidities, as a disease that insurance companies must cover treatment for, but as far as I know, nothing has yet been made into law.
   — Julia Z.

November 30, 2002
The laws about insurance coverage are made by state government, not the federal government. Some states do have laws about covering the surgery, but most do not. I wish I knew which states do have laws, but it's been a long time since I read anything about that. You might try calling your state's insurance commission or insurance office and see what they say.
   — garw




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