Question:
I'm self pay - is the procedure deductable on Federal Taxes

I don't trust the IRS to answer accurately. Is WLS deductable or is it considered (by the Feds) to be cosmetic surgery primarily for the improvement of appearance. Specifically, weight loss programs are not deductable. I was looking at http://ftp.fedworld.gov/pub/irs-pdf/p502.pdf and couldn't figure it out.    — David S. (posted on October 7, 1999)


October 7, 1999
If you fit the criteria (BMI>40) then WLS is medical care not cosmetic. I think that the IRS has a limit that the medical expenses have to be over, like 5 or 7.5% of net income for them to be deductible expenses, but given that restriction, then WLS should be deductible. Of course the only opinion that matters is the IRS's.
   — Bruce B.

October 7, 1999
I do not think the IRS would consider wls a cosmetic surgery. if you meet all the criteria then there is nothing cosmetic about it. it is only deductable if it is more than 7.5% of your AGI. if you would like i can ask my tax professor next week. email me if you do not find any definite answer and i will find out for you. lorinda [email protected]
   — Lorinda M.

October 7, 1999
I work for a tax preparation place.If a doctor considers it medically necessary to perform the surgery it would be deductivle otherwise its cosmetic. if you were audited you would need a statement from the doctor.
   — snicklefritz

October 7, 1999
I am a preparer in california. Yes, this is a medical exp. you can use on your 1040 Sch-A(itemized deductions). But understand the 7.5% exclusion kicks in first. So the Cost of the WLS may not be 100% deductible on your case but almost all of it would be. Please note do not forget all the "pre-op" exp. also is deductible. (test, travel, Dr. visits, consultations) etc. plus your other medical exp. including ins. co-pay, etc. email me i will help is I can.
   — Robin S.

October 7, 1999
Yes it is deductible....if the surgery was medically necessary....that the key words. Does the weight hurt you or add to a problem you my have. Like Heart, lungs, bladder, bones...etc.. If you are having the surgery only for cosmetic reasons than no. But there are not to many people who are over 100 lbs, and are not having any problems at all....soooo really think about how the pounds are bothering you.
   — [Anonymous]

October 7, 1999
This is NOT cosmetic surgery. Out of Pocket Medical Expenses are deductible on your tax return.
   — Sherrie G.

October 10, 1999
If it can be proven medically necessary then you should be able to deduct it from your federal taxes. It is not cosmetic surgery. If you have any doubts have your surgeon write a letter to you like he would your insurance company claiming medical necessity. I am going to claim all my expenses that the insurance company doesn't pay.
   — bperrin




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