Question:
Does anyone know any insurance company that offer policys to individuals w/ no excl ?
— Marsha L. (posted on August 15, 2002)
August 15, 2002
Hi. I also live in SC and my insurance company is Pacific Life and Annuity
(Beech Street). Though my insurance is through my company, I am pretty sure
that they also offer individual plans. The only exclusion in mine was the
"medical necessity" clause and you have to be 100 lbs.
overweight. I was approved after only one letter and the only co-morbs I
have are weak knees and ankles. I did not have to have doctor-supervised
diets like many need. Of course, my insurance only pays 70/30 (after 10k,
it pays 100%), but thats better than nothing at all. If you are interested,
email me and I will find you the number to call....
— karmiausnic
August 15, 2002
When I was looking into policies this spring BCBS had an individual policy
that paid for WLS if it was medically necessary. Unfortunately because of
weight/health I was denied coverage on that policy - sort of a catch 22.
I've heard that BCBS is going to stop covering it soon, although that I
don't know anything solid about that.
— Shelly S.
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