Question:
I don't have insurance... how can I pay for the surgery?

I had bc/bs with my previous job.. but in 2002 they denied me surgery. I have no insurance on my current job. Any suggestions? Was thinking maybe I could buy insurance myself but would need to make sure it would be covered. Was actually considering making a web site.. begging for donations.....I'm that desperate.    — Candy A. (posted on September 8, 2003)

September 8, 2003
You can take out a loan and pay for it yourself! That's what I did and I'd do it again in a heartbeat. It's the best money I've ever spent on myself. My insurance doesn't cover anything weight loss related so my options were to beg, borrow, or steal and since two of the three aren't personal, ethical options I would select, that left borrowing. Good luck to you!
   — [Deactivated Member]

September 8, 2003
Check out the South of the Bordor on this web site, you can get the WLS for as little as $10,000. Maybe you have some savings, or a friend or relative that could loan you that amount, or start saving and maybe take a part-time job that has different insurance or keep your job that you have now and work a p/t job to help save money. I do not know what your financial status is, maybe a loan to pay the $10,000.
   — cindy

September 8, 2003
i have ins that does not cover wls. therefore i have decided to self pay. i won't have surgery until may 2004. i have to save up. i am going to mexico. the wls cost 8500.00 plus airfare, hotel, etc. i am so excited, even though it is months away. please keep in contact. my new email address is [email protected]
   — PATRICE T.

September 8, 2003
Do you have equity in your home? Consider refinancing. You are definately worth the investment. After all, what good is a home if you are a miserable, unhealty, depressed person. (I'm not saying that you are - that was my boat.)I decided my home was for my family and my health and well being was for my family as well. Thankfully, insurance did end up covering it, but I was willing to go that route if necessary.
   — Denise B.

September 8, 2003
There are loan companies out there that specialize in funding surgeries which are not covered by insurance like RNY and cosmetic surgeries. Best wishes-
   — M B.

September 8, 2003
You might also consider asking other post-ops in your area where they work and maybe try to get hired on there. Just an idea!
   — Kimberly S.

September 8, 2003
Before you go applying for loans everywhere you need to realize that each time someone checks your credit it lowers your credit score. If you then have questionable credit then best to start somwhere where you're more likely to succeed. If your credit score is borderline and those 3 points they subtract for each check drop you below their required credit score then you've just screwed yourself. Something to consider. (You know, in case you didn't already)
   — Shelly S.

September 9, 2003
CASH? You can deduct medical expenses if they exceed 7.5% of your AGI.
   — heathercross