Question:
My insurance is switching Oct 1st!

I just saw surgeon on the 23rd and we found out about this the next day! I have had this insurance for quite a few years. They say it will just roll over, but I am sure papers have been sent to insurance already for approval. Anyone else experience this? It's scary. Changing from CCN to BCBS. I posted this once but no response. Just hoping the right person will see this post and tell me some info. I looked in the library to find one like mine. But no luck, thanks, Marie Awbrey    — Marie A. (posted on August 26, 2001)

August 26, 2001
My insurance switches on Sept.1st. I am holding everything back until then. I have seen my PCP and had routine blood test etc. My surgeon will file the papers after my insurance changes. You should be ok since there wasn't a break in your coverage, but you are switching to BCBS. Depending on your plan, they can be a real snot to work with. I know our situations are a bit different, so this may not help. I would suggest to speak with the insurance person in your surgeons office for more insight. Good luck
   — angel C.

August 26, 2001
See if you can self pay your insurance for a moth or two. It is better to be safe.
   — faybay

August 27, 2001
I feel for you! I had the exact same thing happen to me. I was assured that the insurance was going to be the same, there were minor changes in the plan and it actually would be better. It wasn't. I tried to see if I could pay for the former insurance, but under a group plan through an employer, it is not allowed (at least in my situation). I also thought I could go under COBRA or SOMETHING! But, I ended up paying out of pocket. The good part is, I was less stressed knowing the thing was paid for, I was in control and I could go through with it, rather than fighting the insurance. Sounds twisted, but it was worth it for me. If you have a nice HR director, you may be able to convince the person that you need to have this in the insurance plan.
   — arebella