Question:
Approval with no comorbidities?

I have UnitedHealthcare POS and have a BMI of 49. I have no diagnosed comorbidities. Can I get approved by United based solely on my BMI?    — Robin S. (posted on July 18, 2004)

July 18, 2004
I had no comorbidities either and my BMI was the same as yours and I got approved after 1st try. I think the standard is 35 - 40 you have to have comorbidities and above 40 your BMI alone will usually qualify you. Good luck!
   — jennifer S.

July 18, 2004
I had no other comorbidities and a BMI of 42 - and was approved by my secondary insurance on the first try. (My primariy is United also - but have an exclusion in my company's policy for the surgery) Be sure you can show you have tried many different diets for long period of time w/ no results.
   — Lalocaweta

July 18, 2004
I had a BMI of 39.5 w/ no comorbidities. My health insurance is United Health Care. I was certain that they were going to turn me down, but in 28 days I was approved. Good Luck!
   — Lisa B.

July 19, 2004
Jennifer's right. Almost all insurance companies use the same weight criteria. As long as your BMI is over 40 you should meet the criteria.
   — Cara M.