Question:
BCBS Insurance with the Lap-Band
I know that if you are having the RNY that you have to have a 6 months monitored diet before you can get approval with BCBS, does anyone know if you have to do the 6 months if you are having the lap-band done?? Thanks :) Beth — Elizabeth H. (posted on September 8, 2008)
September 7, 2008
I don't know your plan specifically, but I have Blue Shield and they did
not require six months of anything. Also, my surgeon's office tried to tell
me they require a cardiology consult, but they don't. Just make sure you do
what your INSURANCE says you need to do, not the surgeon's office ... I'm
sure you know this, but I figured it was worth mentioning regardless!
— lauren_marie
September 8, 2008
I have BCBS of AR and was not required to do a 6 month monitored diet for
RNY. My friend had lapband by the same surgeon and she's on the same
insurance and she wasn't required either. It's based on your medical
history and if you have any current qualifiers (blood pressure issues,
sleep apnea, diabetes, etc.). So my recommendation is to let your doctor
send in your pre qualifying information and see what they say. It's
different for everyone, but for me, BCBS didn't make me do that. Hope that
helps.
— MandyR
September 8, 2008
I believe that if you have BCBS HMO you are required to have the 6 months
diet plan. I have regular BCBS where you pay a percent of amount due to
the doctor and hospital. With the HMO you are not required to pay a
percent, just a copayment. Check with your insurance company.
— Toby2
September 8, 2008
Hey there! I have BCBS IL PPO and they have the 6 month requirement,
regardless of Lap Band or RNY and it also does not matter if you have
co-morbidities. As long as your BMI is greater than 40 and you meet the
additional req's. The best advice I can personally give you is to call
your insurance or go to their website. The website for my insurance clearly
lists the requirements. I am SO bummed about the 6 month req. It is holding
off my approval (that's the only think I am lacking at this point) :-(.
Hope this helps =)
— Sweet_Escape
September 8, 2008
We live in Delaware and have Blue Cross/Blue Shield. Both of my daughters
have to attend 6 months of sessions and if they miss just one month... they
have to start them over again. They are both having lap bands done. If
you have been on a medically observed diet and can prove it... such as your
doctor, or weight watchers and there may be others then you only have to do
3 months of the sessions. They both just found out that if they don't have
all the necessary appointments done by cardiac, pulmonary, etc., they must
keep going to the sessions until time of the surgery. Different BC/BS
companies may have different rules though. I would call them and ask for
your specific benefits. Hope this helps.
— dazie711
September 8, 2008
the 6 month dr supervised diet is WLS specific -- it is not specific to the
TYPE of surgery you are having -- good luck
— RCassety
September 8, 2008
When I had BCBS of IL, I was required to do the 6 mos for the Lapband
because I didnt have any health issues. I was required to lose 5-10% of my
total body wgt. My dietician told me not to lose too much or too little
because I could be denied.
— lakia1908
September 8, 2008
Every insurance carrier will be different. BCBS of Alabama does require the
6 months of PCP visits.
— Keith Smith
September 9, 2008
I have BCBS of Nebraska and was not required to do any weight loss for my
surgery which is scheduled for 10/07/08--Lap band. I think each state has
there own requirements.
— Teresa J.
September 10, 2008
I have aetna. Aetna requires either the 6 month program or a 3 month
surgical prep program with the hospital. I would strongly suggest you do
what has been mentioned earlier and check with your carrier. The last
thing you want to do is too much or not enough and be disappointed.
— bcrobey
September 13, 2008
It depends on the state you live in and your specific Plan. My BCBS of FL
had only one requirement: that you pay for your WLS yourself as all are
plan exclusions.
Call and find out to be sure. Good luck,
Dawn Vickers, RN, BLC, CLC
— DawnVic
September 21, 2008
I have BCBS IL
I wanted lapband first and they required me to do the 6 mos supervised
dieting along with all the other requirements. They denied me repeatedly
until I finally switched to RNY and was approved the first try. Good luck
to you!
— Fluffee
September 23, 2008
I have bcbs of az, I was told by my dr that the diet history/food journal
was no longer needed (being that the rules had been relaxed) and all I
needed was a dietary cons with a registered dietitian along with my eval
from the shrink. :) Every bcbs plan is different. Good Luck. I received my
approval in 4 days.
— Melanie Watson
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