Question:
Currenty employer insurance paid for my lapband, if I change employer will ins cover

Or will this be considered pre-existing? THANKS!    — becca920 (posted on July 13, 2008)

July 13, 2008
I could be wrong here but I think a law was passed a few years ago that group insurance can not deny anyony for pre-existing conditios like they could in the past......but you may have another problem.....the insurance companies are offering so many different tiers of insurance for employers to consider that the tier your new employer might have may not cover any type of WLS if that is the case you might not be covered......but if you have a problem like having to have a port revision or something like that it might cover that but you will just have to wait and see what kind of policy they offer and it's not something you can ask in advance as that is a RED FLAG to a prospective employer.......This is a bit confusing but hope it helps.......they could actually have the same insurance company that you are with now but not have the same tier and therefore not cover it. Pam / Ft Worth....Bandster Bites [email protected]
   — pphillips4720aol.com

July 13, 2008
Most likely, they will not if they have any restrictions to WLS, which is showing up more now. Usually they say "No Bariatric Coverage" and that covers Bariatric visits for fills and checkups. You might ask your doc to bill them for a few visits in advance. I paid for one year unlimited but I was a cash pay, so I go every month if I want to.
   — William (Bill) wmil

July 13, 2008
It will be covered as long as there is no gap in coverage from old insurance to new insurance. With the new employer, make sure there is no 30-90 day wait to be qualified like some employers most often do. There is still something called "pre existing condition". I own a clinic and we go through this ALL THE TIME!
   — Karen M.

July 13, 2008
Rebecca- I am a Life and Health Insurance Agent. Although Pam, Bill, and Karen are all correct the best thing for you to do is to call your insurance company and ask. The reason being it is going to depend on your plan AND your state's laws and regulations. CURRENTLY insurance is governed by each state separately so for example BCBS in my state of ME has different regulations to follow than your BCBS of GA. Private message me if you have any further questions.
   — Caribou ME