Question:
post op insurance change, will anyone cover me after wls?

My hubby is thinking of changing jobs, I am 2months post op, will I have a problem getting covered on another insurance? Kim-Florida-RNY    — witchywoman (posted on November 27, 2006)

November 27, 2006
I do HR at my work. As long as you have no laps of coverage there is no such thing as pre-existing condition. If you let yourins. go and restart another after 30-60 days, then they may say no one year waiting period. If he takes a job with group health coverage, you are safe if they do not have a 90 day waiting period. Keep the old in effect until the new one starts is best. Good Luck
   — vhoupt

November 27, 2006
As long as your current physician is in the network on the new insurance you should be okay.
   — the7thdean

November 27, 2006
I changed - I went from my insurance to my husbands (we married after my surgery) and had no problems - and in fact have changed 'twice' inside the company (open enrollment) If your changing just be sure your surgeon in the plan; - but also check with your surgeon how many followups were included in your surgery - a certain amount of post surgical care is included... so even if your doctor isnt in your new plan your follow up would be covered ... better tho that he is 'in' but also remember the further out you are the less you neede your surgeon. Just have his name for emergency. Lab work can/and alot of times is done by your Pcp you dont need your surgeon for that.
   — star .

December 1, 2006
I do not know about FL. but in Maine, when you start a new job, the 90 days (or whatever your time element is) that you have to wait to get coverage cannot be counted as lapse in coverage. Therefore we do not have to worry about pre-exisiting. Maybe you have the same laws? Michele
   — Michele M.