Question:
need life insurance prior to surgery, will anyone write me a policy?

i have always thought i had life insurance, but i just realized that is only accidental insurance. does anyone know of a company that will give me insurance even though i am plannig to have GBS soon??    — RNlvnCARSON (posted on July 16, 2007)

July 16, 2007
It is highly unlikely you will be able to get insurance anyplace other than through work. I am a life insurance agent. Once you have had a surgical or treatment recommendation from a medical professional, most companies will not issue a policy until the treatment is completed. The company I work for will consider an application for life insurance 1 year after the surgery. Check with your employer and see if you can up your coverage through your job.
   — shrinker

July 16, 2007
here is a link for carnie wilson site with a place to get info on life insurance. I don't know his name, but someone from her personal group came and spoke at our support group about a year ago on this topic. http://www.liteandhope.com/insurance.html hope this helps
   — Jenney

July 18, 2007
I'd suggest checking with your employer. Usually workplace insurance is done at as a group so you don't have to worry about not being approved. Whatever you do, make sure that you read read read the small print. When my father died, we discovered that his auto insurance (GEICO) had a $5000 death benefit--I'm not sure whether this is limited to automobile related death, but there was no physical or medical review to be eligible. Geico offers life insurance but for the regular kind, they have a pretty detailed screening.
   — mrsidknee