Question:
I have great west ins in florida through my husbands job Aerospace. The hr lady told

us that great west would pay for the surgery BUT the company didnt get that kind of policy they have an exclusion here it is..MEDICAL BENIFIT LIMITATIONS...Treatment for the purpose of weight loss, including but not limited to Bariatric surgery. Gastroplasty, any residualn treatment from previous gastro surgery. However, consultation with a licensed dietician for the purpose of weight loss is a covered expence. What do I do now???    — witchywoman (posted on April 23, 2006)


April 23, 2006
Check out how to appeal the insurance- also use this time to gather your supporting data- do you have co-morbidities already or can your doctor identify for you what is likely to happen down the road and how the cost of treating thos comorbities will mount up the insurance company- the Ins. com works in $$$ so show them in black and white what not covering this condition will cost them in the long run- if they still deny you lets rethink how to proceed.
   — dabby

April 23, 2006
You might have a chance.. there is nothing in the above that states "medically necessary" or "morbid obesity" get with your Dr. to fight for the above with theses words listed within your request letter.. then have them (or you can do it) fight with the insurance company stating nothing is mentioned above. good luck.
   — rinkadinktx

April 23, 2006
Thank you so much for the replys I have a little hope again!
   — witchywoman

April 24, 2006
Hi... I had that very same "exclusion" in our policy and I my surgery was covered in full! Just take the steps necessary; I started with my pcp, who was/is a wonderful support to me!! My process actually went very quickly and I am now almost 6 months post-op. Good luck to you honey... don't let the exclusions stop you... Godspeed, GypsyKare
   — GypsyWoman




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