Question:
Which is better BLUE CROSS PPO, OR BLUE SHILD PPO?

IM WORRIED...BOTH ILL HAVE TO PAY THE SURGERN 20% AND I DONT MAKE THAT MUCH...WELL THEY LET ME SET UP A PAYMENT PLAN? OR IS IT THAT YOU HAVE TO PAY IP FRONT..IM SO WORRIED...    — [Anonymous] (posted on July 14, 2001)

July 14, 2001
I have Blue Shield Select PPO. You have a $2,000 maximum out of pocket per person per year. That means if you go to a select surgeon and hospital the most it can cost you is $2,000. This isn't bad compared to 30,000. and yes the hospital will be happy to set up a payment plan for you to pay your share. Good luck and God's blessings Jeanne
   — JEANNE V.

July 15, 2001
Blue Cross/Blue Shield is all one policy. Blue Cross usually pays the doctors fees and things, Blue Shield pays the hospital and such. It depends on the policy you have as to what your out of pocket expenses will be. I have a 750 deductible and then I pay a max of additional 1250 then the insurance company covers it 100%. Most doctors will take payments as the hospitals as well.
   — Janet R.