Question:
Ins.co.

After you get approved by the Ins. co. how long does it take before you go pre op? Or do you have to wait for months? Donna Gubbins June 17th, 2007    — gubbinsy (posted on June 17, 2007)


June 17, 2007
I'm not sure if it's the same in every situation...but I believe once the insurance approves the surgery it's up to you and your doctor how much longer to wait. In my case the insurance approval was good for 3 months, so had we waited more than 3 months we would have had to go through the approval process again. So....I would have to say, if you've been approved...Congratulations!!! You're almost there!!!
   — cburky911

June 17, 2007
Every insurance co and surgeon's office is different, but I can say that I had my first consult on Jan 28th and sugery on Feb. 15th. There was a psych eval and two other meetings in between - start to finish.
   — jammerz

June 17, 2007
I had a year to use the approval but it only took two months.I had the test and the seminar to go to.It was real fast,I thought.Sandy Hanson
   — Sandy Hanson

June 17, 2007
The group I used doesn't send anything into the insurance until all pre-reqs are done and you get the final internist approval. Mine was sent in on a Monday, and I was approved by Wednesday and had my surgery on Thursday (the surgery date had been scheduled months in advance). I kept asking them - aren't you concerned that I won't be approved at the last minute? But everyone seemed very confident that I'd be approved since they have so much experience working with insurances. I have Aetna.
   — Beth F.

June 18, 2007
Hi Donna. If you have approval, then your doctors office should contact you to set a date. Each surgeon makes their own schedule and only do so many each week, so it will depend on their own waiting list. When I was awaiting approval from my Insurance company, I called them every 3 days until I got approval, then I called my surgeon to announce my approval and set my date. I knew before them, and I did wait for 2 days past the approval, but when they didn't call me, I called them. They are busy people, and sometimes you just need to step up and be pro active with your own care. I did with mine, and I set the date, which was about 6 weeks from the time I called, and it has been over 3 years now, but still no regrets. It is hard work, but the best health decision for me. Take care, I wish the same for you. Patricia P.
   — Patricia P

June 18, 2007
Donna, I may have been quite lucky, but it took less than a month for me to have surgery once my insurance company gave their approval. maryannh
   — Mary Ann H.

June 18, 2007
HELLO, I HAVE AETNA POS. MY PAPER WORK WAS SENT IN ON MAY 17, 2007 & I CALLED THE INS CO. ON MAY 25TH, AND THEY TOLD ME I WAS APPROVED. THAT FOLLOWING WEEK I WENT TO THE SURGEONS OFFICE, AND THEY GAVE ME MY PRE-OP LAB SLIP. BEST OF LUCK TO YOU.
   — JENNIFER W.

June 18, 2007
When my insurance approve my surgery, my doctor was ready to schedule surgery two or three weeks later. I waited two months because I need to wait and get my sick and vacation time back. good luck.
   — barfiep01

June 18, 2007
Hi I had my pre-op appt. june 13 and they gave me a sur. date of june 26. The insurance specialist submitted my information to the insurance company on June 13. I received my approval on june 19.
   — bubbles0677

June 20, 2007
Hi Donna, I have Cigna and had to go thru a 6 month diet. I finished my last appt on December 1. Surgeon office submitted to insurance on December 4. I got approved and the phone call 2 days later on the 6th, pre-op on the 7th and surgery on the 8th. My surgeons office said they had to fit me in December or would have to resubmit to insurance--my surgeon was going out of the country for the Xmas holidays so they rushed me on his calendar so I wouldnt lose approval. I really wanted to have surgery by the end of the year and they just told me that we have to wait on approval first and they would get me in asap. I guess they will fit you in if necessary because the very next week, the approval came. It was a very wild ride for a couple of days as I went thru the motions very stunned that it happened so fast. Even though I was planning it since May of 06. Good luck to you. Angela
   — A Q.




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