Question:
exclusions

HELLO Can anyone tell me if my insurance has an exclusion for weight loss and gastric bypass is there any way i can get around this?    — jcirisheyes9 (posted on August 19, 2006)

August 19, 2006
Excuse me, however we are not mind readers. Every policy is different. I suggest that you contact your insurance company, or read your policy. You are asking an impossible question.
   — Steve Cohen

August 20, 2006
Hi Judith, First off who's your insurance compnay? Secondly I also suggest you contact the insurance company and ask outright. or get a copy of the policy and read through it all the way, because each and every insurance policy is different. Lastly ask your PCP or Surgeon, one of them should know or will know when they put the paperwork through. Good Luck ~L
   — Laura G.

August 20, 2006
Hi Judith, I too suggest you get a copy of your insurance "exclusion" and read it word for word. Alot of the time, it doesn't exclude if the surgery is "medically necessary" and all you have to do is prove that. Mine did and I got approved. Good luck!!
   — Debbie M.

August 24, 2006
I don't think the question was worded as intended. I, unfortunately, don't have an answer, as I ran into the same thing with my insurance carrier. However, perhaps I can word it so that others will understand what you mean. If there is an exclusionary clause in the insurance policy regarding weight loss surgeries/bariatric care, is there a way around it?
   — Stephieb1999